As a MetLife dentist in Allen, Dr. Lewis understands that dental care can be expensive. Even if you work hard to minimize many of the most common oral health problems (i.e., cavities, gum disease, oral cancer), the truth is that not all issues can be avoided. This is why it’s important to have reliable dental insurance to lower your out-of-pocket expenses should you require minor or major restorative care. When visiting our dental office, make sure to inform us as to which insurance you carry so that we can quickly identify ways you can save when arriving for your next visit. Contact us today to schedule your next appointment.
Regular preventive care is the most effective way to maintain optimal oral health and minimize your chances of developing serious oral health problems later on. By agreeing to pay a monthly premium for your dental insurance plan, you can expect your dental checkups and cleaning as well as other preventive services to be covered at 80-100%. If you require minor restorative treatment of any kind, the coverage level falls between 70-80%. If you need major restorative treatment, your insurer will likely pay between 50-70% of the total cost.
This is a welcomed reality for many patients, as many may contemplate putting off treatment because of expenses. However, this should never occur, as the longer you wait to receive help, the worse the problem will become. Choosing to see an in-network provider like Dr. Lewis will guarantee that you pay the lowest possible price for the services you receive. However, you will need to remember that like most dental plans, these benefits are good for one calendar year, which means at midnight on December 31, any unused funds are returned to your insurance carrier. To avoid losing your hard-earned dollars, you can count on our dental team to remind you of ways you can get the most out of your dental plan and still save the most money.
If you are closing in on the allotted annual maximum your dental insurance company provides, there may be a way we can reduce your out-of-pocket expenses by spreading out your treatment over multiple calendar years.
With MetLife dental insurance in Allen, you may have questions about your policy, benefits, or even your deductible or annual maximum. No matter the questions, our team is here to give you greater peace of mind so you can focus more on your smile. We’ll even file necessary paperwork and claims so you don’t have to, and we’ll find ways to help you maximize your plan, so you don’t lose valuable money at the end of each year. This is our promise to you, so you can feel confident in your decision to choose Allen Smile Design for all your oral healthcare needs.